Finance

Financial Institutions are a fantastic business model to learn from when considering ever changing market conditions. Their traditional target markets are stable, but, the needs of an emerging market, the Latino market is extremely underserved. It is certainly not for lack of money. Many Latinos have zero debt and healthy […]

Challenging economic times inspire people universally to make wise financial decisions. Whether it’s choosing to repair a vehicle instead of purchasing a new one, or investing in simple pleasures vs. opulent outings, such behaviors are proliferating. One culture that has always lived austere, yet meaningful lives is the Amish. Increasingly, […]

Failure reasons in change management are many and varied. But one thing is painfully clear: Any organisational initiative that creates change – or has a significant change element to it – has a 70% chance of not achieving what was originally envisaged. So risk management and mitigation is clearly an […]

In many small and medium sized businesses there is little or no strategy to improve the fortunes of the organization. This may happen in good times as well as bad and may result from a belief that: If it is not broke don’t fix it The business is in a […]

How do you transform an ailing company? In the reports made by TPI Prevalence Database, about a hundred firms have set up multidimensional Human Resources to establish strong outsourcing connections. The said database purports to trace how big organizations experiencing difficulties utilize different HR functions to forge outsourcing partnerships and […]

Franchises are a simple and effortless way to jump right into the business world – to finally be your own boss. Plus, franchises are probably the easiest businesses to get financed because they usually do not come with a lot of the start-up risk (unknown risk) that banks and other […]

Traffic lights are everywhere–red, green, amber. Green and red are obvious–go, and stop. However, what does amber mean? Our behavior suggests: “speed up, beat the red light!” Simply, the amber light signals that we should prepare to stop. Similarly, we have signals for our financial condition. We know when we […]

Additional effort in managing one’s personal finances will result to a more positive usage of personal resources. With attainable, realistic goals, ones financial standing will progress in no time at all. However, for the part of the individual concerned, this calls for proper planning and monitoring. There is also a […]

It seem that the only time people are open to change is when what they have always done no longer works for them. In other words when our needs are no longer being met by previous behaviors, thought patterns or procedures. Your task as a CEO or manager is to […]

Decentralized Finance, or “DeFi” for short, has taken the crypto and blockchain world by storm. However, its recent resurgence masks its roots in the bubble era of 2017. While everyone and their dog was doing an “Initial Coin Offering” or ICO, few companies saw the potential of blockchain far beyond […]